Call reports 2004
PEOPLES BANK OF MONITEAU COUNTY — 2004
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,278,000 | 28,593,000 | 29,337,000 | 29,471,000 |
| Total loans | 16,704,000 | 17,604,000 | 17,969,000 | 17,491,000 |
| Allowance for loan losses | 272,000 | 267,000 | 282,000 | 286,000 |
| Securities available for sale | 10,340,000 | 9,898,000 | 9,907,000 | 10,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,646,000 | 22,493,000 | 22,644,000 | 22,958,000 |
| Interest-bearing deposits | 20,260,000 | 20,174,000 | 20,198,000 | 20,247,000 |
| Noninterest-bearing deposits | 2,386,000 | 2,319,000 | 2,446,000 | 2,711,000 |
| Equity capital | 2,936,000 | 2,802,000 | 2,956,000 | 2,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 767,000 | 1,164,000 | 1,567,000 |
| Interest expense | 131,000 | 261,000 | 401,000 | 551,000 |
| Net interest income | 255,000 | 506,000 | 763,000 | 1,016,000 |
| Noninterest income | 38,000 | 69,000 | 95,000 | 121,000 |
| Noninterest expense | 186,000 | 371,000 | 582,000 | 797,000 |
| Provision for loan losses | 15,000 | 30,000 | 75,000 | 110,000 |
| Pretax income | 132,000 | 214,000 | 249,000 | 278,000 |
| Income tax | 11,000 | 11,000 | 11,000 | 16,000 |
| Net income | 121,000 | 203,000 | 238,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,735,000 | 2,817,000 | 2,852,000 | 2,706,000 |
| Total capital | 2,966,000 | 3,036,000 | 3,074,000 | 2,924,000 |
| Risk-weighted assets | 18,414,000 | 17,435,000 | 17,737,000 | 17,374,000 |