Call reports 2003
PEOPLES BANK OF MONITEAU COUNTY — 2003
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,447,000 | 26,493,000 | 27,249,000 | 27,306,000 |
| Total loans | 15,627,000 | 15,897,000 | 16,273,000 | 16,136,000 |
| Allowance for loan losses | 259,000 | 251,000 | 266,000 | 269,000 |
| Securities available for sale | 9,419,000 | 9,645,000 | 9,508,000 | 10,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,683,000 | 21,561,000 | 22,414,000 | 22,353,000 |
| Interest-bearing deposits | 18,886,000 | 19,371,000 | 19,942,000 | 20,046,000 |
| Noninterest-bearing deposits | 2,797,000 | 2,190,000 | 2,472,000 | 2,307,000 |
| Equity capital | 2,616,000 | 2,721,000 | 2,702,000 | 2,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 753,000 | 1,135,000 | 1,519,000 |
| Interest expense | 141,000 | 276,000 | 422,000 | 555,000 |
| Net interest income | 232,000 | 477,000 | 713,000 | 964,000 |
| Noninterest income | 35,000 | 64,000 | 90,000 | 115,000 |
| Noninterest expense | 155,000 | 344,000 | 520,000 | 705,000 |
| Provision for loan losses | 23,000 | 90,000 | 105,000 | 110,000 |
| Pretax income | 89,000 | 112,000 | 183,000 | 269,000 |
| Income tax | 8,000 | 8,000 | 6,000 | 28,000 |
| Net income | 81,000 | 104,000 | 177,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,479,000 | 2,502,000 | 2,575,000 | 2,614,000 |
| Total capital | 2,670,000 | 2,697,000 | 2,777,000 | 2,816,000 |
| Risk-weighted assets | 15,191,000 | 15,526,000 | 16,123,000 | 16,120,000 |