Call reports 2002
PEOPLES BANK OF MONITEAU COUNTY — 2002
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,682,000 | 25,007,000 | 24,534,000 | 25,472,000 |
| Total loans | 14,042,000 | 14,718,000 | 14,553,000 | 14,421,000 |
| Allowance for loan losses | 216,000 | 245,000 | 246,000 | 236,000 |
| Securities available for sale | 9,173,000 | 9,471,000 | 8,853,000 | 9,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,196,000 | 20,312,000 | 19,744,000 | 20,674,000 |
| Interest-bearing deposits | 17,995,000 | 18,202,000 | 17,357,000 | 18,019,000 |
| Noninterest-bearing deposits | 2,201,000 | 2,110,000 | 2,387,000 | 2,655,000 |
| Equity capital | 2,274,000 | 2,421,000 | 2,521,000 | 2,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 815,000 | 1,208,000 | 1,603,000 |
| Interest expense | 197,000 | 387,000 | 559,000 | 713,000 |
| Net interest income | 215,000 | 428,000 | 649,000 | 890,000 |
| Noninterest income | 30,000 | 54,000 | 84,000 | 110,000 |
| Noninterest expense | 160,000 | 306,000 | 470,000 | 662,000 |
| Provision for loan losses | 6,000 | 40,000 | 89,000 | 113,000 |
| Pretax income | 79,000 | 138,000 | 181,000 | 239,000 |
| Income tax | 17,000 | 17,000 | 25,000 | 32,000 |
| Net income | 62,000 | 121,000 | 156,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,263,000 | 2,322,000 | 2,357,000 | 2,398,000 |
| Total capital | 2,459,000 | 2,505,000 | 2,538,000 | 2,578,000 |
| Risk-weighted assets | 15,635,000 | 14,546,000 | 14,385,000 | 14,310,000 |