Call reports 2001
PEOPLES BANK OF MONITEAU COUNTY — 2001
What PEOPLES BANK OF MONITEAU COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,502,000 | 23,418,000 | 24,365,000 | 23,803,000 |
| Total loans | 13,166,000 | 14,102,000 | 14,567,000 | 14,321,000 |
| Allowance for loan losses | 260,000 | 267,000 | 264,000 | 216,000 |
| Securities available for sale | 7,990,000 | 8,663,000 | 8,776,000 | 8,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,810,000 | 20,242,000 | 20,484,000 | 19,989,000 |
| Interest-bearing deposits | 17,775,000 | 18,129,000 | 18,391,000 | 17,639,000 |
| Noninterest-bearing deposits | 2,035,000 | 2,113,000 | 2,093,000 | 2,350,000 |
| Equity capital | 2,094,000 | 2,137,000 | 2,251,000 | 2,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 883,000 | 1,336,000 | 1,776,000 |
| Interest expense | 246,000 | 498,000 | 747,000 | 972,000 |
| Net interest income | 189,000 | 385,000 | 589,000 | 804,000 |
| Noninterest income | 24,000 | 45,000 | 63,000 | 80,000 |
| Noninterest expense | 147,000 | 274,000 | 420,000 | 611,000 |
| Provision for loan losses | 41,000 | 44,000 | 46,000 | 58,000 |
| Pretax income | 24,000 | 111,000 | 215,000 | 242,000 |
| Income tax | 7,000 | 31,000 | 46,000 | 13,000 |
| Net income | 17,000 | 80,000 | 169,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,999,000 | 2,062,000 | 2,151,000 | 2,201,000 |
| Total capital | 2,176,000 | 2,253,000 | 2,347,000 | 2,379,000 |
| Risk-weighted assets | 14,106,000 | 15,193,000 | 15,598,000 | 14,222,000 |