Call reports 2012
GATEWAY BANK — 2012
What GATEWAY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,107,000 | 125,698,000 | 138,258,000 | 127,591,000 |
| Total loans | 101,492,000 | 100,920,000 | 99,255,000 | 95,789,000 |
| Allowance for loan losses | 1,450,000 | 1,450,000 | 0 | 0 |
| Securities available for sale | 10,013,000 | 9,022,000 | 8,441,000 | 8,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,546,000 | 101,777,000 | 107,624,000 | 103,508,000 |
| Interest-bearing deposits | 81,888,000 | 85,364,000 | 83,078,000 | 84,288,000 |
| Noninterest-bearing deposits | 18,658,000 | 16,413,000 | 24,546,000 | 19,220,000 |
| Equity capital | 15,383,000 | 15,247,000 | 20,196,000 | 20,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,381,000 | 660,000 | 1,792,000 |
| Interest expense | 194,000 | 370,000 | 45,000 | 129,000 |
| Net interest income | 1,008,000 | 2,011,000 | 615,000 | 1,663,000 |
| Noninterest income | 13,000 | 14,000 | -2,000 | 11,000 |
| Noninterest expense | 846,000 | 2,027,000 | 508,000 | 1,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 0 | 105,000 | 55,000 |
| Income tax | 0 | 0 | 26,000 | 13,000 |
| Net income | 176,000 | 0 | 79,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,373,000 | 15,232,000 | 16,138,000 | 16,121,000 |
| Total capital | 16,624,000 | 16,543,000 | 16,138,000 | 16,121,000 |
| Risk-weighted assets | 107,575,000 | 104,739,000 | 105,914,000 | 100,067,000 |