Call reports 2011
GATEWAY BANK — 2011
What GATEWAY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 121,376,000 | 121,316,000 | 116,377,000 | 120,260,000 |
| Total loans | 97,038,000 | 96,996,000 | 99,335,000 | 101,485,000 |
| Allowance for loan losses | 1,420,000 | 1,435,000 | 1,450,000 | 1,450,000 |
| Securities available for sale | 12,875,000 | 11,985,000 | 12,040,000 | 9,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,666,000 | 105,074,000 | 99,258,000 | 96,882,000 |
| Interest-bearing deposits | 90,386,000 | 88,302,000 | 81,461,000 | 80,281,000 |
| Noninterest-bearing deposits | 14,280,000 | 16,772,000 | 17,797,000 | 16,601,000 |
| Equity capital | 14,426,000 | 14,670,000 | 14,941,000 | 15,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,514,000 | 3,761,000 | 4,998,000 |
| Interest expense | 264,000 | 505,000 | 738,000 | 949,000 |
| Net interest income | 1,013,000 | 2,009,000 | 3,023,000 | 4,049,000 |
| Noninterest income | 18,000 | 37,000 | 48,000 | 63,000 |
| Noninterest expense | 881,000 | 1,771,000 | 2,595,000 | 3,437,000 |
| Provision for loan losses | 33,000 | 48,000 | 63,000 | 63,000 |
| Pretax income | 120,000 | 230,000 | 416,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 230,000 | 416,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,674,000 | 14,910,000 | 15,162,000 |
| Total capital | 15,792,000 | 15,953,000 | 16,217,000 | 16,503,000 |
| Risk-weighted assets | 102,673,000 | 102,128,000 | 104,454,000 | 107,177,000 |