Call reports 2010
GATEWAY BANK — 2010
What GATEWAY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 122,096,000 | 128,877,000 | 124,679,000 | 122,468,000 |
| Total loans | 98,217,000 | 99,834,000 | 102,464,000 | 99,695,000 |
| Allowance for loan losses | 1,236,000 | 1,293,000 | 1,336,000 | 1,387,000 |
| Securities available for sale | 10,128,000 | 13,126,000 | 10,080,000 | 10,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,312,000 | 111,020,000 | 106,776,000 | 104,459,000 |
| Interest-bearing deposits | 92,027,000 | 95,084,000 | 92,944,000 | 90,408,000 |
| Noninterest-bearing deposits | 13,285,000 | 15,936,000 | 13,832,000 | 14,051,000 |
| Equity capital | 13,839,000 | 14,041,000 | 14,201,000 | 14,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,730,000 | 4,132,000 | 5,469,000 |
| Interest expense | 370,000 | 787,000 | 1,186,000 | 1,538,000 |
| Net interest income | 980,000 | 1,943,000 | 2,946,000 | 3,931,000 |
| Noninterest income | 18,000 | 38,000 | 58,000 | 79,000 |
| Noninterest expense | 857,000 | 1,703,000 | 2,531,000 | 3,349,000 |
| Provision for loan losses | 57,000 | 114,000 | 171,000 | 222,000 |
| Pretax income | 84,000 | 164,000 | 305,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 164,000 | 305,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,822,000 | 13,950,000 | 14,141,000 | 14,335,000 |
| Total capital | 15,058,000 | 15,243,000 | 15,477,000 | 15,642,000 |
| Risk-weighted assets | 101,810,000 | 105,165,000 | 106,869,000 | 104,500,000 |