Call reports 2009
GATEWAY BANK — 2009
What GATEWAY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,690,000 | 110,525,000 | 115,434,000 | 117,585,000 |
| Total loans | 87,494,000 | 89,885,000 | 91,744,000 | 97,848,000 |
| Allowance for loan losses | 1,062,000 | 1,104,000 | 1,134,000 | 1,179,000 |
| Securities available for sale | 5,052,000 | 5,042,000 | 6,061,000 | 10,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,805,000 | 92,278,000 | 96,780,000 | 99,033,000 |
| Interest-bearing deposits | 72,882,000 | 76,484,000 | 81,210,000 | 84,062,000 |
| Noninterest-bearing deposits | 15,923,000 | 15,794,000 | 15,571,000 | 14,971,000 |
| Equity capital | 13,408,000 | 13,353,000 | 13,517,000 | 13,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,505,000 | 3,799,000 | 5,126,000 |
| Interest expense | 447,000 | 848,000 | 1,229,000 | 1,611,000 |
| Net interest income | 811,000 | 1,657,000 | 2,570,000 | 3,515,000 |
| Noninterest income | 24,000 | 46,000 | 70,000 | 90,000 |
| Noninterest expense | 914,000 | 1,838,000 | 2,650,000 | 3,419,000 |
| Provision for loan losses | 42,000 | 84,000 | 114,000 | 159,000 |
| Pretax income | -126,000 | -224,000 | -129,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -126,000 | -224,000 | -129,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,371,000 | 13,325,000 | 13,477,000 | 13,686,000 |
| Total capital | 14,433,000 | 14,429,000 | 14,611,000 | 14,865,000 |
| Risk-weighted assets | 90,950,000 | 93,314,000 | 94,253,000 | 100,316,000 |