Call reports 2007
GATEWAY BANK — 2007
What GATEWAY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,210,000 | 82,936,000 | 81,318,000 | 79,401,000 |
| Total loans | 59,568,000 | 61,918,000 | 63,951,000 | 62,907,000 |
| Allowance for loan losses | 778,000 | 844,000 | 900,000 | 900,000 |
| Securities available for sale | 10,949,000 | 13,065,000 | 10,112,000 | 9,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,583,000 | 68,984,000 | 67,395,000 | 65,276,000 |
| Interest-bearing deposits | 48,184,000 | 61,055,000 | 57,183,000 | 54,916,000 |
| Noninterest-bearing deposits | 8,399,000 | 7,929,000 | 10,212,000 | 10,360,000 |
| Equity capital | 13,462,000 | 13,480,000 | 13,585,000 | 13,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,461,000 | 3,818,000 | 5,106,000 |
| Interest expense | 569,000 | 1,200,000 | 1,893,000 | 2,527,000 |
| Net interest income | 621,000 | 1,261,000 | 1,925,000 | 2,579,000 |
| Noninterest income | 20,000 | 50,000 | 67,000 | 92,000 |
| Noninterest expense | 593,000 | 1,190,000 | 1,796,000 | 2,516,000 |
| Provision for loan losses | 60,000 | 126,000 | 182,000 | 182,000 |
| Pretax income | -12,000 | -5,000 | 14,000 | -29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -12,000 | -5,000 | 14,000 | -29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,496,000 | 13,534,000 | 13,583,000 | 13,575,000 |
| Total capital | 14,241,000 | 14,359,000 | 14,424,000 | 14,409,000 |
| Risk-weighted assets | 61,200,000 | 66,018,000 | 67,249,000 | 66,627,000 |