Call reports 2006
GATEWAY BANK — 2006
What GATEWAY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,271,000 | 74,352,000 | 74,003,000 | 76,360,000 |
| Total loans | 36,776,000 | 45,276,000 | 50,155,000 | 55,919,000 |
| Allowance for loan losses | 546,000 | 607,000 | 667,000 | 718,000 |
| Securities available for sale | 39,801,000 | 27,250,000 | 21,902,000 | 17,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,468,000 | 53,365,000 | 58,548,000 | 54,119,000 |
| Interest-bearing deposits | 42,826,000 | 44,727,000 | 48,155,000 | 44,487,000 |
| Noninterest-bearing deposits | 7,642,000 | 8,638,000 | 10,393,000 | 9,632,000 |
| Equity capital | 13,521,000 | 13,386,000 | 13,447,000 | 13,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 870,000 | 1,832,000 | 2,944,000 | 4,100,000 |
| Interest expense | 372,000 | 814,000 | 1,340,000 | 1,876,000 |
| Net interest income | 498,000 | 1,018,000 | 1,604,000 | 2,224,000 |
| Noninterest income | 14,000 | 24,000 | 37,000 | 40,000 |
| Noninterest expense | 554,000 | 1,132,000 | 1,722,000 | 2,350,000 |
| Provision for loan losses | 63,000 | 124,000 | 184,000 | 240,000 |
| Pretax income | -105,000 | -214,000 | -265,000 | -326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -105,000 | -214,000 | -265,000 | -326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,644,000 | 13,548,000 | 13,508,000 | 13,481,000 |
| Total capital | 14,164,000 | 14,155,000 | 14,167,000 | 14,199,000 |
| Risk-weighted assets | 41,549,000 | 48,885,000 | 52,693,000 | 57,483,000 |