Call reports 2004
GATEWAY BANK — 2004
What GATEWAY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 20,069,000 | 45,109,000 | 44,290,000 |
| Total loans | 226,000 | 5,974,000 | 12,303,000 |
| Allowance for loan losses | 3,000 | 88,000 | 184,000 |
| Securities available for sale | 16,014,000 | 17,040,000 | 25,976,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 5,146,000 | 29,813,000 | 29,431,000 |
| Interest-bearing deposits | 4,872,000 | 29,049,000 | 27,973,000 |
| Noninterest-bearing deposits | 274,000 | 763,000 | 1,458,000 |
| Equity capital | 14,698,000 | 15,209,000 | 14,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 68,000 | 228,000 | 528,000 |
| Interest expense | 7,000 | 136,000 | 304,000 |
| Net interest income | 61,000 | 92,000 | 224,000 |
| Noninterest income | 1,000 | 6,000 | 11,000 |
| Noninterest expense | 931,000 | 1,611,000 | 2,084,000 |
| Provision for loan losses | 3,000 | 88,000 | 184,000 |
| Pretax income | -872,000 | -1,601,000 | -2,033,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -872,000 | -1,601,000 | -2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 14,698,000 | 15,209,000 | 14,761,000 |
| Total capital | 14,701,000 | 15,297,000 | 14,945,000 |
| Risk-weighted assets | 1,551,000 | 10,377,000 | 16,988,000 |