Call reports 2026
MCBANK — 2026
What MCBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 465,591,000 | 467,170,000 |
| Total loans | 201,947,000 | 204,147,000 |
| Allowance for loan losses | 3,065,000 | 2,965,000 |
| Securities available for sale | 163,953,000 | 158,399,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 426,866,000 | 429,608,000 |
| Interest-bearing deposits | 296,491,000 | 299,089,000 |
| Noninterest-bearing deposits | 130,375,000 | 130,519,000 |
| Equity capital | 33,894,000 | 35,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,406,000 | 10,778,000 |
| Interest expense | 1,625,000 | 3,233,000 |
| Net interest income | 3,781,000 | 7,545,000 |
| Noninterest income | 641,000 | 1,361,000 |
| Noninterest expense | 2,940,000 | 5,745,000 |
| Provision for loan losses | 0 | 32,000 |
| Pretax income | 1,482,000 | 3,129,000 |
| Income tax | 0 | 0 |
| Net income | 1,482,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 46,447,000 | 47,565,000 |
| Total capital | 49,565,000 | 50,590,000 |
| Risk-weighted assets | 249,461,000 | 257,118,000 |