Call reports 2024
MCBANK — 2024
What MCBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 425,600,000 | 420,168,000 | 416,534,000 | 414,754,000 |
| Total loans | 191,706,000 | 185,613,000 | 187,581,000 | 185,431,000 |
| Allowance for loan losses | 3,074,000 | 3,253,000 | 3,185,000 | 3,220,000 |
| Securities available for sale | 194,016,000 | 187,091,000 | 190,155,000 | 180,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,130,000 | 362,020,000 | 366,459,000 | 372,979,000 |
| Interest-bearing deposits | 234,415,000 | 234,070,000 | 244,254,000 | 250,476,000 |
| Noninterest-bearing deposits | 133,715,000 | 127,950,000 | 122,205,000 | 122,503,000 |
| Equity capital | 29,716,000 | 29,944,000 | 36,696,000 | 31,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,906,000 | 9,638,000 | 14,631,000 | 19,542,000 |
| Interest expense | 1,317,000 | 2,721,000 | 4,314,000 | 5,809,000 |
| Net interest income | 3,589,000 | 6,917,000 | 10,317,000 | 13,733,000 |
| Noninterest income | 770,000 | 1,484,000 | 2,185,000 | 2,847,000 |
| Noninterest expense | 2,695,000 | 5,391,000 | 8,315,000 | 10,962,000 |
| Provision for loan losses | 230,000 | 356,000 | 482,000 | 608,000 |
| Pretax income | 1,434,000 | 2,654,000 | 3,705,000 | 5,010,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,434,000 | 2,654,000 | 3,705,000 | 5,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,168,000 | 49,430,000 | 50,017,000 | 50,084,000 |
| Total capital | 52,230,000 | 52,599,000 | 53,211,000 | 53,265,000 |
| Risk-weighted assets | 244,964,000 | 253,402,000 | 255,548,000 | 254,402,000 |