Call reports 2022
MCBANK — 2022
What MCBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 433,614,000 | 425,344,000 | 423,310,000 | 430,706,000 |
| Total loans | 140,934,000 | 153,323,000 | 157,318,000 | 164,840,000 |
| Allowance for loan losses | 2,753,000 | 2,940,000 | 2,974,000 | 2,940,000 |
| Securities available for sale | 217,694,000 | 234,200,000 | 222,073,000 | 219,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,352,000 | 395,640,000 | 402,185,000 | 405,255,000 |
| Interest-bearing deposits | 245,172,000 | 245,807,000 | 249,948,000 | 256,222,000 |
| Noninterest-bearing deposits | 150,180,000 | 149,833,000 | 152,237,000 | 149,033,000 |
| Equity capital | 35,785,000 | 27,089,000 | 18,208,000 | 22,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,383,000 | 7,057,000 | 11,515,000 | 15,820,000 |
| Interest expense | 149,000 | 310,000 | 656,000 | 1,127,000 |
| Net interest income | 3,234,000 | 6,747,000 | 10,859,000 | 14,693,000 |
| Noninterest income | 1,247,000 | 1,969,000 | 2,753,000 | 3,499,000 |
| Noninterest expense | 2,541,000 | 5,331,000 | 8,422,000 | 11,984,000 |
| Provision for loan losses | 64,000 | 176,000 | 303,000 | 470,000 |
| Pretax income | 1,975,000 | 3,308,000 | 4,976,000 | 5,683,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,975,000 | 3,308,000 | 4,976,000 | 5,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,316,000 | 44,498,000 | 45,443,000 | 45,188,000 |
| Total capital | 47,099,000 | 47,468,000 | 48,419,000 | 48,121,000 |
| Risk-weighted assets | 227,572,000 | 238,535,000 | 238,086,000 | 234,607,000 |