Call reports 2021
MCBANK — 2021
What MCBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 398,273,000 | 403,643,000 | 413,809,000 | 429,701,000 |
| Total loans | 137,610,000 | 140,832,000 | 141,055,000 | 143,711,000 |
| Allowance for loan losses | 2,451,000 | 2,616,000 | 2,706,000 | 2,670,000 |
| Securities available for sale | 193,445,000 | 220,087,000 | 209,471,000 | 208,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,945,000 | 352,672,000 | 361,469,000 | 377,535,000 |
| Interest-bearing deposits | 214,460,000 | 218,169,000 | 223,290,000 | 232,608,000 |
| Noninterest-bearing deposits | 133,485,000 | 134,503,000 | 138,179,000 | 144,927,000 |
| Equity capital | 47,204,000 | 47,654,000 | 48,697,000 | 47,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 7,262,000 | 11,111,000 | 14,630,000 |
| Interest expense | 151,000 | 306,000 | 462,000 | 612,000 |
| Net interest income | 3,014,000 | 6,956,000 | 10,649,000 | 14,018,000 |
| Noninterest income | 622,000 | 1,254,000 | 2,086,000 | 2,789,000 |
| Noninterest expense | 2,334,000 | 4,852,000 | 7,356,000 | 10,142,000 |
| Provision for loan losses | 120,000 | 290,000 | 479,000 | 654,000 |
| Pretax income | 1,182,000 | 3,068,000 | 4,906,000 | 6,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,182,000 | 3,068,000 | 4,906,000 | 6,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,544,000 | 41,850,000 | 43,052,000 | 40,743,000 |
| Total capital | 45,022,000 | 44,478,000 | 45,775,000 | 40,743,000 |
| Risk-weighted assets | 198,241,000 | 210,253,000 | 217,897,000 | 218,976,000 |