Call reports 2018
MCBANK — 2018
What MCBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 321,342,000 | 320,131,000 | 316,917,000 | 315,242,000 |
| Total loans | 123,964,000 | 124,071,000 | 129,814,000 | 132,073,000 |
| Allowance for loan losses | 1,922,000 | 1,947,000 | 1,899,000 | 1,758,000 |
| Securities available for sale | 167,790,000 | 164,236,000 | 146,158,000 | 149,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,422,000 | 291,466,000 | 288,386,000 | 284,812,000 |
| Interest-bearing deposits | 205,048,000 | 196,395,000 | 191,337,000 | 191,446,000 |
| Noninterest-bearing deposits | 87,374,000 | 95,071,000 | 97,049,000 | 93,366,000 |
| Equity capital | 28,233,000 | 27,861,000 | 27,594,000 | 29,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,516,000 | 8,370,000 | 11,307,000 |
| Interest expense | 235,000 | 454,000 | 668,000 | 899,000 |
| Net interest income | 2,473,000 | 5,062,000 | 7,702,000 | 10,408,000 |
| Noninterest income | 621,000 | 1,245,000 | 1,931,000 | 2,568,000 |
| Noninterest expense | 2,033,000 | 4,195,000 | 6,422,000 | 8,848,000 |
| Provision for loan losses | 32,000 | 65,000 | 97,000 | 282,000 |
| Pretax income | 1,029,000 | 2,040,000 | 3,045,000 | 3,794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,029,000 | 2,040,000 | 3,045,000 | 3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,268,000 | 28,127,000 | 28,452,000 | 28,926,000 |
| Total capital | 30,220,000 | 30,104,000 | 30,381,000 | 30,714,000 |
| Risk-weighted assets | 169,954,000 | 176,252,000 | 176,426,000 | 167,485,000 |