Call reports 2017
MCBANK — 2017
What MCBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,125,000 | 298,295,000 | 318,094,000 | 319,613,000 |
| Total loans | 128,187,000 | 125,206,000 | 124,437,000 | 124,159,000 |
| Allowance for loan losses | 1,517,000 | 1,581,000 | 1,660,000 | 1,887,000 |
| Securities available for sale | 148,374,000 | 150,257,000 | 153,888,000 | 155,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,902,000 | 263,749,000 | 283,537,000 | 287,474,000 |
| Interest-bearing deposits | 189,677,000 | 183,065,000 | 200,624,000 | 201,148,000 |
| Noninterest-bearing deposits | 78,225,000 | 80,684,000 | 82,913,000 | 86,326,000 |
| Equity capital | 31,474,000 | 32,236,000 | 32,134,000 | 31,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,436,000 | 4,906,000 | 7,377,000 | 10,001,000 |
| Interest expense | 192,000 | 397,000 | 608,000 | 852,000 |
| Net interest income | 2,244,000 | 4,509,000 | 6,769,000 | 9,149,000 |
| Noninterest income | 651,000 | 1,259,000 | 1,888,000 | 2,495,000 |
| Noninterest expense | 1,902,000 | 4,090,000 | 6,107,000 | 8,174,000 |
| Provision for loan losses | 150,000 | 200,000 | 395,000 | 612,000 |
| Pretax income | 855,000 | 1,498,000 | 2,177,000 | 2,878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 1,498,000 | 2,177,000 | 2,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,298,000 | 29,073,000 | 29,116,000 | 29,390,000 |
| Total capital | 30,815,000 | 30,684,000 | 30,806,000 | 31,307,000 |
| Risk-weighted assets | 162,027,000 | 159,017,000 | 169,058,000 | 170,114,000 |