Call reports 2014
MCBANK — 2014
What MCBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 285,687,000 | 281,403,000 | 279,091,000 | 282,261,000 |
| Total loans | 126,662,000 | 125,501,000 | 127,799,000 | 130,194,000 |
| Allowance for loan losses | 1,310,000 | 1,313,000 | 1,298,000 | 1,300,000 |
| Securities available for sale | 117,628,000 | 126,621,000 | 128,182,000 | 121,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,432,000 | 252,253,000 | 249,264,000 | 251,152,000 |
| Interest-bearing deposits | 191,190,000 | 186,586,000 | 183,661,000 | 183,898,000 |
| Noninterest-bearing deposits | 65,242,000 | 65,667,000 | 65,603,000 | 67,254,000 |
| Equity capital | 28,947,000 | 28,777,000 | 29,311,000 | 29,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,352,000 | 4,753,000 | 7,172,000 | 9,592,000 |
| Interest expense | 186,000 | 359,000 | 533,000 | 676,000 |
| Net interest income | 2,166,000 | 4,394,000 | 6,639,000 | 8,916,000 |
| Noninterest income | 420,000 | 818,000 | 1,238,000 | 1,655,000 |
| Noninterest expense | 1,716,000 | 3,628,000 | 5,500,000 | 7,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 870,000 | 1,584,000 | 2,377,000 | 3,367,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 870,000 | 1,584,000 | 2,377,000 | 3,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,415,000 | 25,279,000 | 25,671,000 | 25,910,000 |
| Total capital | 26,725,000 | 26,592,000 | 26,969,000 | 27,210,000 |
| Risk-weighted assets | 139,020,000 | 131,883,000 | 138,903,000 | 139,817,000 |