Call reports 2013
MCBANK — 2013
What MCBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 229,521,000 | 230,247,000 | 282,553,000 | 281,028,000 |
| Total loans | 106,463,000 | 112,535,000 | 122,747,000 | 123,121,000 |
| Allowance for loan losses | 1,327,000 | 1,328,000 | 1,318,000 | 1,284,000 |
| Securities available for sale | 88,843,000 | 94,498,000 | 115,402,000 | 116,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,494,000 | 204,038,000 | 254,435,000 | 252,578,000 |
| Interest-bearing deposits | 154,617,000 | 156,632,000 | 186,091,000 | 191,156,000 |
| Noninterest-bearing deposits | 46,877,000 | 47,406,000 | 68,344,000 | 61,422,000 |
| Equity capital | 26,238,000 | 24,378,000 | 27,597,000 | 27,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 4,080,000 | 6,222,000 | 8,684,000 |
| Interest expense | 223,000 | 444,000 | 656,000 | 874,000 |
| Net interest income | 1,724,000 | 3,636,000 | 5,566,000 | 7,810,000 |
| Noninterest income | 392,000 | 734,000 | 1,115,000 | 1,486,000 |
| Noninterest expense | 1,497,000 | 3,056,000 | 4,736,000 | 6,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 619,000 | 1,314,000 | 1,945,000 | 2,679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 619,000 | 1,314,000 | 1,945,000 | 2,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,790,000 | 23,854,000 | 24,492,000 | 24,650,000 |
| Total capital | 25,117,000 | 25,182,000 | 25,810,000 | 25,934,000 |
| Risk-weighted assets | 112,506,000 | 119,071,000 | 132,933,000 | 137,449,000 |