Call reports 2012
MCBANK — 2012
What MCBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,260,000 | 215,382,000 | 222,745,000 | 225,318,000 |
| Total loans | 104,856,000 | 107,492,000 | 107,085,000 | 108,326,000 |
| Allowance for loan losses | 1,223,000 | 1,274,000 | 1,284,000 | 1,321,000 |
| Securities available for sale | 74,556,000 | 84,649,000 | 81,688,000 | 79,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,050,000 | 186,846,000 | 194,250,000 | 196,766,000 |
| Interest-bearing deposits | 142,616,000 | 141,350,000 | 148,303,000 | 147,871,000 |
| Noninterest-bearing deposits | 45,434,000 | 45,496,000 | 45,947,000 | 48,895,000 |
| Equity capital | 25,029,000 | 25,435,000 | 26,232,000 | 25,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,048,000 | 4,083,000 | 6,104,000 | 8,102,000 |
| Interest expense | 251,000 | 486,000 | 714,000 | 934,000 |
| Net interest income | 1,797,000 | 3,597,000 | 5,390,000 | 7,168,000 |
| Noninterest income | 378,000 | 755,000 | 1,115,000 | 1,459,000 |
| Noninterest expense | 1,409,000 | 2,804,000 | 4,228,000 | 5,736,000 |
| Provision for loan losses | 100,000 | 151,000 | 151,000 | 182,000 |
| Pretax income | 666,000 | 1,397,000 | 2,126,000 | 2,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,397,000 | 2,126,000 | 2,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,844,000 | 22,967,000 | 23,145,000 | 23,161,000 |
| Total capital | 24,067,000 | 24,241,000 | 24,429,000 | 24,482,000 |
| Risk-weighted assets | 107,858,000 | 111,756,000 | 110,877,000 | 112,109,000 |