Call reports 2011
MCBANK — 2011
What MCBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 207,333,000 | 208,333,000 | 214,428,000 | 212,977,000 |
| Total loans | 105,811,000 | 105,350,000 | 106,088,000 | 105,378,000 |
| Allowance for loan losses | 981,000 | 1,036,000 | 1,187,000 | 1,252,000 |
| Securities available for sale | 63,820,000 | 63,911,000 | 75,774,000 | 73,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,303,000 | 181,746,000 | 186,685,000 | 184,713,000 |
| Interest-bearing deposits | 140,441,000 | 139,553,000 | 141,672,000 | 140,930,000 |
| Noninterest-bearing deposits | 40,862,000 | 42,193,000 | 45,013,000 | 43,783,000 |
| Equity capital | 22,896,000 | 23,449,000 | 24,492,000 | 24,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,077,000 | 6,174,000 | 8,240,000 |
| Interest expense | 308,000 | 602,000 | 883,000 | 1,149,000 |
| Net interest income | 1,681,000 | 3,475,000 | 5,291,000 | 7,091,000 |
| Noninterest income | 369,000 | 726,000 | 1,105,000 | 1,457,000 |
| Noninterest expense | 1,406,000 | 2,873,000 | 4,178,000 | 5,567,000 |
| Provision for loan losses | 71,000 | 71,000 | 183,000 | 254,000 |
| Pretax income | 573,000 | 1,257,000 | 2,035,000 | 2,727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,257,000 | 2,035,000 | 2,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,535,000 | 21,706,000 | 22,151,000 | 22,178,000 |
| Total capital | 22,516,000 | 22,742,000 | 23,338,000 | 23,430,000 |
| Risk-weighted assets | 106,171,000 | 105,461,000 | 108,323,000 | 107,105,000 |