Call reports 2010
MCBANK — 2010
What MCBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 198,021,000 | 200,277,000 | 202,535,000 | 203,302,000 |
| Total loans | 102,517,000 | 101,554,000 | 102,697,000 | 103,066,000 |
| Allowance for loan losses | 893,000 | 913,000 | 965,000 | 1,031,000 |
| Securities available for sale | 62,902,000 | 64,499,000 | 55,570,000 | 54,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,581,000 | 174,770,000 | 176,309,000 | 177,601,000 |
| Interest-bearing deposits | 138,963,000 | 140,226,000 | 139,107,000 | 139,579,000 |
| Noninterest-bearing deposits | 33,618,000 | 34,544,000 | 37,202,000 | 38,022,000 |
| Equity capital | 22,210,000 | 22,159,000 | 22,913,000 | 22,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,220,000 | 6,291,000 | 8,276,000 |
| Interest expense | 409,000 | 803,000 | 1,177,000 | 1,510,000 |
| Net interest income | 1,705,000 | 3,417,000 | 5,114,000 | 6,766,000 |
| Noninterest income | 358,000 | 720,000 | 1,118,000 | 1,498,000 |
| Noninterest expense | 1,322,000 | 2,681,000 | 4,059,000 | 5,520,000 |
| Provision for loan losses | 75,000 | 75,000 | 146,000 | 288,000 |
| Pretax income | 666,000 | 1,381,000 | 2,027,000 | 2,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,381,000 | 2,027,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,476,000 | 20,643,000 | 20,953,000 | 20,962,000 |
| Total capital | 21,369,000 | 21,556,000 | 21,918,000 | 21,993,000 |
| Risk-weighted assets | 106,390,000 | 101,759,000 | 99,553,000 | 100,876,000 |