Call reports 2002
MCBANK — 2002
What MCBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,760,000 | 131,949,000 | 137,645,000 | 139,717,000 |
| Total loans | 77,278,000 | 77,985,000 | 80,380,000 | 82,081,000 |
| Allowance for loan losses | 925,000 | 899,000 | 879,000 | 845,000 |
| Securities available for sale | 29,589,000 | 30,453,000 | 32,533,000 | 36,838,000 |
| Securities held to maturity | 2,600,000 | 2,484,000 | 2,837,000 | 2,745,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,238,000 | 117,995,000 | 123,193,000 | 125,164,000 |
| Interest-bearing deposits | 99,013,000 | 100,256,000 | 104,800,000 | 105,482,000 |
| Noninterest-bearing deposits | 18,225,000 | 17,739,000 | 18,393,000 | 19,682,000 |
| Equity capital | 13,057,000 | 13,438,000 | 13,835,000 | 14,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,791,000 | 5,653,000 | 7,512,000 |
| Interest expense | 723,000 | 1,385,000 | 1,999,000 | 2,594,000 |
| Net interest income | 1,167,000 | 2,406,000 | 3,654,000 | 4,918,000 |
| Noninterest income | 231,000 | 493,000 | 753,000 | 1,023,000 |
| Noninterest expense | 1,024,000 | 2,120,000 | 3,199,000 | 4,322,000 |
| Provision for loan losses | 180,000 | 180,000 | 224,000 | 321,000 |
| Pretax income | 194,000 | 599,000 | 984,000 | 1,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 599,000 | 984,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,649,000 | 12,722,000 | 12,898,000 | 13,211,000 |
| Total capital | 13,574,000 | 13,621,000 | 13,777,000 | 14,056,000 |
| Risk-weighted assets | 80,155,000 | 77,487,000 | 77,330,000 | 78,870,000 |