Call reports 2001
MCBANK — 2001
What MCBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,139,000 | 126,172,000 | 128,178,000 | 129,578,000 |
| Total loans | 69,724,000 | 72,450,000 | 74,248,000 | 74,394,000 |
| Allowance for loan losses | 799,000 | 831,000 | 851,000 | 882,000 |
| Securities available for sale | 33,767,000 | 27,610,000 | 27,170,000 | 23,674,000 |
| Securities held to maturity | 3,051,000 | 2,858,000 | 2,681,000 | 2,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,619,000 | 112,628,000 | 114,153,000 | 115,662,000 |
| Interest-bearing deposits | 97,097,000 | 96,865,000 | 97,391,000 | 96,991,000 |
| Noninterest-bearing deposits | 15,522,000 | 15,763,000 | 16,762,000 | 18,671,000 |
| Equity capital | 12,827,000 | 12,859,000 | 13,242,000 | 13,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,771,000 | 6,998,000 | 9,034,000 |
| Interest expense | 1,124,000 | 2,127,000 | 3,091,000 | 3,940,000 |
| Net interest income | 1,298,000 | 2,644,000 | 3,907,000 | 5,094,000 |
| Noninterest income | 252,000 | 499,000 | 742,000 | 1,009,000 |
| Noninterest expense | 961,000 | 1,968,000 | 2,985,000 | 4,045,000 |
| Provision for loan losses | 40,000 | 97,000 | 206,000 | 269,000 |
| Pretax income | 549,000 | 1,078,000 | 1,458,000 | 1,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,078,000 | 1,458,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,435,000 | 12,391,000 | 12,512,000 | 12,842,000 |
| Total capital | 13,234,000 | 13,222,000 | 13,363,000 | 13,724,000 |
| Risk-weighted assets | 70,848,000 | 72,847,000 | 74,903,000 | 73,686,000 |