Call reports 2015
BANK OF GEORGETOWN — 2015
What BANK OF GEORGETOWN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,135,512,000 | 1,191,382,000 | 1,215,905,000 | 1,228,504,000 |
| Total loans | 820,262,000 | 853,674,000 | 875,364,000 | 923,374,000 |
| Allowance for loan losses | 9,060,000 | 9,361,000 | 9,461,000 | 10,000,000 |
| Securities available for sale | 191,914,000 | 190,952,000 | 187,835,000 | 188,777,000 |
| Securities held to maturity | 35,867,000 | 36,817,000 | 36,403,000 | 36,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 891,406,000 | 952,757,000 | 959,121,000 | 972,171,000 |
| Interest-bearing deposits | 605,613,000 | 667,854,000 | 681,834,000 | 715,165,000 |
| Noninterest-bearing deposits | 285,793,000 | 284,903,000 | 277,287,000 | 257,006,000 |
| Equity capital | 118,443,000 | 119,642,000 | 123,469,000 | 125,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,297,000 | 21,133,000 | 32,494,000 | 44,106,000 |
| Interest expense | 1,213,000 | 2,456,000 | 3,772,000 | 5,154,000 |
| Net interest income | 9,084,000 | 18,677,000 | 28,722,000 | 38,952,000 |
| Noninterest income | 344,000 | 712,000 | 1,059,000 | 1,379,000 |
| Noninterest expense | 5,627,000 | 11,429,000 | 17,451,000 | 26,116,000 |
| Provision for loan losses | 530,000 | 830,000 | 930,000 | 1,465,000 |
| Pretax income | 3,599,000 | 7,510,000 | 11,780,000 | 13,130,000 |
| Income tax | 1,316,000 | 2,758,000 | 4,287,000 | 4,724,000 |
| Net income | 2,283,000 | 4,752,000 | 7,493,000 | 8,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,718,000 | 120,254,000 | 123,087,000 | 126,466,000 |
| Total capital | 126,925,000 | 129,762,000 | 132,696,000 | 136,614,000 |
| Risk-weighted assets | 965,891,000 | 990,511,000 | 1,017,581,000 | 1,091,293,000 |