Call reports 2014
BANK OF GEORGETOWN — 2014
What BANK OF GEORGETOWN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 983,475,000 | 1,070,288,000 | 1,049,780,000 | 1,072,576,000 |
| Total loans | 671,247,000 | 678,351,000 | 715,382,000 | 768,782,000 |
| Allowance for loan losses | 7,251,000 | 7,520,000 | 7,885,000 | 8,529,000 |
| Securities available for sale | 197,857,000 | 192,160,000 | 199,246,000 | 202,164,000 |
| Securities held to maturity | 32,607,000 | 35,418,000 | 35,115,000 | 36,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,119,000 | 834,397,000 | 819,900,000 | 838,345,000 |
| Interest-bearing deposits | 544,750,000 | 566,854,000 | 563,527,000 | 579,500,000 |
| Noninterest-bearing deposits | 241,369,000 | 267,543,000 | 256,373,000 | 258,844,000 |
| Equity capital | 107,290,000 | 109,862,000 | 111,892,000 | 115,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,948,000 | 18,283,000 | 28,045,000 | 38,117,000 |
| Interest expense | 1,078,000 | 2,179,000 | 3,321,000 | 4,506,000 |
| Net interest income | 7,870,000 | 16,104,000 | 24,724,000 | 33,611,000 |
| Noninterest income | 307,000 | 633,000 | 971,000 | 1,317,000 |
| Noninterest expense | 5,379,000 | 11,180,000 | 16,533,000 | 21,787,000 |
| Provision for loan losses | 440,000 | 680,000 | 1,100,000 | 1,540,000 |
| Pretax income | 2,358,000 | 5,086,000 | 8,271,000 | 11,811,000 |
| Income tax | 857,000 | 1,841,000 | 2,996,000 | 4,296,000 |
| Net income | 1,501,000 | 3,245,000 | 5,275,000 | 7,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,242,000 | 111,029,000 | 113,103,000 | 115,382,000 |
| Total capital | 116,640,000 | 118,697,000 | 121,136,000 | 124,059,000 |
| Risk-weighted assets | 809,909,000 | 831,228,000 | 858,384,000 | 911,077,000 |