Call reports 2013
BANK OF GEORGETOWN — 2013
What BANK OF GEORGETOWN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 829,277,000 | 934,179,000 | 890,521,000 | 927,727,000 |
| Total loans | 538,777,000 | 576,490,000 | 597,359,000 | 632,204,000 |
| Allowance for loan losses | 6,041,000 | 6,413,000 | 6,646,000 | 7,007,000 |
| Securities available for sale | 178,603,000 | 189,704,000 | 190,614,000 | 203,024,000 |
| Securities held to maturity | 27,438,000 | 30,637,000 | 30,003,000 | 29,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,432,000 | 772,085,000 | 739,140,000 | 734,214,000 |
| Interest-bearing deposits | 417,104,000 | 544,493,000 | 528,277,000 | 522,258,000 |
| Noninterest-bearing deposits | 277,328,000 | 227,592,000 | 210,864,000 | 211,955,000 |
| Equity capital | 82,316,000 | 80,818,000 | 82,432,000 | 104,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,624,000 | 15,683,000 | 24,090,000 | 32,649,000 |
| Interest expense | 949,000 | 1,930,000 | 2,968,000 | 4,058,000 |
| Net interest income | 6,675,000 | 13,753,000 | 21,122,000 | 28,591,000 |
| Noninterest income | 330,000 | 651,000 | 954,000 | 1,246,000 |
| Noninterest expense | 4,638,000 | 9,496,000 | 14,196,000 | 18,790,000 |
| Provision for loan losses | 0 | 442,000 | 725,000 | 1,244,000 |
| Pretax income | 2,367,000 | 4,549,000 | 7,238,000 | 9,886,000 |
| Income tax | 862,000 | 1,654,000 | 2,628,000 | 3,593,000 |
| Net income | 1,505,000 | 2,895,000 | 4,610,000 | 6,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,077,000 | 82,504,000 | 84,358,000 | 107,412,000 |
| Total capital | 87,265,000 | 89,064,000 | 91,151,000 | 114,566,000 |
| Risk-weighted assets | 672,931,000 | 728,580,000 | 717,096,000 | 761,756,000 |