Call reports 2012
BANK OF GEORGETOWN — 2012
What BANK OF GEORGETOWN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 698,170,000 | 721,688,000 | 767,318,000 | 782,077,000 |
| Total loans | 435,451,000 | 449,653,000 | 479,273,000 | 514,103,000 |
| Allowance for loan losses | 5,109,000 | 5,337,000 | 5,309,000 | 6,038,000 |
| Securities available for sale | 132,661,000 | 146,945,000 | 161,750,000 | 171,704,000 |
| Securities held to maturity | 27,372,000 | 27,409,000 | 28,470,000 | 27,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,699,000 | 596,797,000 | 646,981,000 | 652,019,000 |
| Interest-bearing deposits | 401,903,000 | 429,108,000 | 452,169,000 | 452,362,000 |
| Noninterest-bearing deposits | 174,796,000 | 167,689,000 | 194,812,000 | 199,657,000 |
| Equity capital | 75,016,000 | 76,654,000 | 76,989,000 | 80,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,933,000 | 14,085,000 | 21,516,000 | 29,065,000 |
| Interest expense | 1,023,000 | 2,008,000 | 2,968,000 | 3,893,000 |
| Net interest income | 5,910,000 | 12,077,000 | 18,548,000 | 25,172,000 |
| Noninterest income | 235,000 | 557,000 | 810,000 | 5,565,000 |
| Noninterest expense | 4,077,000 | 8,266,000 | 12,474,000 | 20,087,000 |
| Provision for loan losses | 216,000 | 327,000 | 2,860,000 | 3,361,000 |
| Pretax income | 1,852,000 | 4,061,000 | 4,044,000 | 7,309,000 |
| Income tax | 768,000 | 1,624,000 | 1,606,000 | 1,002,000 |
| Net income | 1,084,000 | 2,437,000 | 2,438,000 | 6,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,897,000 | 75,367,000 | 75,406,000 | 79,537,000 |
| Total capital | 79,153,000 | 80,851,000 | 80,862,000 | 85,722,000 |
| Risk-weighted assets | 541,958,000 | 560,118,000 | 602,860,000 | 642,010,000 |