Call reports 2011
BANK OF GEORGETOWN — 2011
What BANK OF GEORGETOWN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 500,388,000 | 542,987,000 | 572,531,000 | 632,645,000 |
| Total loans | 342,421,000 | 367,535,000 | 398,282,000 | 414,937,000 |
| Allowance for loan losses | 3,609,000 | 4,218,000 | 4,691,000 | 5,155,000 |
| Securities available for sale | 92,304,000 | 98,681,000 | 95,894,000 | 114,015,000 |
| Securities held to maturity | 32,222,000 | 28,952,000 | 29,388,000 | 25,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 402,115,000 | 417,609,000 | 458,101,000 | 513,533,000 |
| Interest-bearing deposits | 312,808,000 | 318,524,000 | 336,603,000 | 365,324,000 |
| Noninterest-bearing deposits | 89,307,000 | 99,085,000 | 121,499,000 | 148,208,000 |
| Equity capital | 47,229,000 | 72,577,000 | 73,581,000 | 73,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,728,000 | 11,856,000 | 18,367,000 | 24,945,000 |
| Interest expense | 1,226,000 | 2,477,000 | 3,613,000 | 4,634,000 |
| Net interest income | 4,502,000 | 9,379,000 | 14,754,000 | 20,311,000 |
| Noninterest income | 168,000 | 371,000 | 610,000 | 855,000 |
| Noninterest expense | 3,629,000 | 7,457,000 | 11,414,000 | 15,645,000 |
| Provision for loan losses | 718,000 | 1,420,000 | 2,251,000 | 2,679,000 |
| Pretax income | 692,000 | 1,551,000 | 2,797,000 | 3,940,000 |
| Income tax | 273,000 | 612,000 | 1,101,000 | 1,528,000 |
| Net income | 419,000 | 939,000 | 1,696,000 | 2,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,080,000 | 71,629,000 | 72,247,000 | 72,744,000 |
| Total capital | 50,758,000 | 75,924,000 | 77,015,000 | 78,046,000 |
| Risk-weighted assets | 398,591,000 | 435,862,000 | 469,349,000 | 508,510,000 |