Call reports 2010
BANK OF GEORGETOWN — 2010
What BANK OF GEORGETOWN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 409,900,000 | 446,437,000 | 462,397,000 | 467,864,000 |
| Total loans | 252,920,000 | 284,503,000 | 292,364,000 | 306,952,000 |
| Allowance for loan losses | 3,042,000 | 3,229,000 | 3,834,000 | 3,104,000 |
| Securities available for sale | 76,043,000 | 83,217,000 | 80,198,000 | 94,295,000 |
| Securities held to maturity | 38,051,000 | 33,602,000 | 37,104,000 | 36,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,602,000 | 347,724,000 | 362,131,000 | 369,384,000 |
| Interest-bearing deposits | 247,859,000 | 282,881,000 | 290,123,000 | 290,922,000 |
| Noninterest-bearing deposits | 68,744,000 | 64,843,000 | 72,008,000 | 78,462,000 |
| Equity capital | 45,457,000 | 46,859,000 | 47,482,000 | 46,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,638,000 | 9,719,000 | 15,070,000 | 20,582,000 |
| Interest expense | 1,205,000 | 2,464,000 | 3,776,000 | 5,068,000 |
| Net interest income | 3,433,000 | 7,255,000 | 11,294,000 | 15,514,000 |
| Noninterest income | 181,000 | 368,000 | 571,000 | 771,000 |
| Noninterest expense | 2,978,000 | 5,887,000 | 8,932,000 | 12,179,000 |
| Provision for loan losses | 150,000 | 575,000 | 1,169,000 | 1,409,000 |
| Pretax income | 596,000 | 1,386,000 | 1,989,000 | 2,922,000 |
| Income tax | 0 | 0 | 244,000 | 592,000 |
| Net income | 596,000 | 1,386,000 | 1,745,000 | 2,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,683,000 | 45,570,000 | 46,004,000 | 46,649,000 |
| Total capital | 47,783,000 | 48,857,000 | 49,900,000 | 49,818,000 |
| Risk-weighted assets | 301,667,000 | 329,446,000 | 344,907,000 | 362,875,000 |