Call reports 2009
BANK OF GEORGETOWN — 2009
What BANK OF GEORGETOWN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 352,508,000 | 358,034,000 | 387,715,000 | 385,327,000 |
| Total loans | 211,637,000 | 222,180,000 | 237,052,000 | 242,548,000 |
| Allowance for loan losses | 2,308,000 | 2,410,000 | 2,758,000 | 2,892,000 |
| Securities available for sale | 50,248,000 | 60,346,000 | 59,591,000 | 63,792,000 |
| Securities held to maturity | 34,792,000 | 35,073,000 | 37,064,000 | 40,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,001,000 | 264,641,000 | 292,633,000 | 298,017,000 |
| Interest-bearing deposits | 202,324,000 | 202,506,000 | 229,719,000 | 234,494,000 |
| Noninterest-bearing deposits | 63,677,000 | 62,135,000 | 62,914,000 | 63,523,000 |
| Equity capital | 28,635,000 | 43,411,000 | 44,864,000 | 45,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,046,000 | 8,327,000 | 12,786,000 | 17,336,000 |
| Interest expense | 1,333,000 | 2,626,000 | 3,918,000 | 5,211,000 |
| Net interest income | 2,713,000 | 5,701,000 | 8,868,000 | 12,125,000 |
| Noninterest income | 166,000 | 360,000 | 560,000 | 748,000 |
| Noninterest expense | 2,570,000 | 5,533,000 | 8,266,000 | 11,357,000 |
| Provision for loan losses | 405,000 | 1,151,000 | 1,507,000 | 1,642,000 |
| Pretax income | -96,000 | -79,000 | 403,000 | 725,000 |
| Income tax | 0 | 5,000 | 6,000 | 6,000 |
| Net income | -96,000 | -84,000 | 397,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,687,000 | 42,996,000 | 43,542,000 | 43,976,000 |
| Total capital | 29,995,000 | 45,436,000 | 46,335,000 | 46,926,000 |
| Risk-weighted assets | 249,439,000 | 265,496,000 | 281,977,000 | 286,244,000 |