Call reports 2008
BANK OF GEORGETOWN — 2008
What BANK OF GEORGETOWN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 207,473,000 | 263,851,000 | 265,362,000 | 290,170,000 |
| Total loans | 134,877,000 | 146,351,000 | 172,145,000 | 195,910,000 |
| Allowance for loan losses | 1,232,000 | 1,364,000 | 1,605,000 | 1,903,000 |
| Securities available for sale | 43,762,000 | 43,490,000 | 48,949,000 | 54,041,000 |
| Securities held to maturity | 15,509,000 | 23,257,000 | 22,796,000 | 25,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,635,000 | 204,349,000 | 199,645,000 | 214,742,000 |
| Interest-bearing deposits | 97,585,000 | 162,717,000 | 155,201,000 | 164,339,000 |
| Noninterest-bearing deposits | 39,050,000 | 41,632,000 | 44,443,000 | 50,403,000 |
| Equity capital | 28,411,000 | 27,642,000 | 28,027,000 | 28,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,753,000 | 9,224,000 | 13,016,000 |
| Interest expense | 979,000 | 1,917,000 | 3,163,000 | 4,485,000 |
| Net interest income | 1,848,000 | 3,836,000 | 6,061,000 | 8,531,000 |
| Noninterest income | 87,000 | 189,000 | 327,000 | 450,000 |
| Noninterest expense | 1,554,000 | 3,345,000 | 5,455,000 | 7,810,000 |
| Provision for loan losses | 197,000 | 329,000 | 570,000 | 926,000 |
| Pretax income | 205,000 | 390,000 | 402,000 | 383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 390,000 | 402,000 | 383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,297,000 | 27,560,000 | 27,652,000 | 27,703,000 |
| Total capital | 28,547,000 | 28,924,000 | 29,257,000 | 29,606,000 |
| Risk-weighted assets | 155,314,000 | 176,647,000 | 201,203,000 | 225,669,000 |