Call reports 2007
BANK OF GEORGETOWN — 2007
What BANK OF GEORGETOWN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 148,664,000 | 157,069,000 | 164,050,000 | 182,042,000 |
| Total loans | 72,440,000 | 82,770,000 | 101,261,000 | 116,895,000 |
| Allowance for loan losses | 914,000 | 1,040,000 | 1,164,000 | 1,603,000 |
| Securities available for sale | 29,804,000 | 33,525,000 | 37,305,000 | 44,188,000 |
| Securities held to maturity | 15,358,000 | 14,556,000 | 13,628,000 | 11,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,726,000 | 95,250,000 | 106,133,000 | 126,099,000 |
| Interest-bearing deposits | 69,874,000 | 73,617,000 | 82,830,000 | 30,515,000 |
| Noninterest-bearing deposits | 20,852,000 | 21,632,000 | 23,303,000 | 95,585,000 |
| Equity capital | 25,250,000 | 26,542,000 | 27,284,000 | 27,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 4,057,000 | 6,494,000 | 9,110,000 |
| Interest expense | 759,000 | 1,557,000 | 2,480,000 | 3,495,000 |
| Net interest income | 1,164,000 | 2,500,000 | 4,014,000 | 5,615,000 |
| Noninterest income | 57,000 | 110,000 | 191,000 | 269,000 |
| Noninterest expense | 1,069,000 | 2,316,000 | 3,676,000 | 5,101,000 |
| Provision for loan losses | 80,000 | 206,000 | 330,000 | 769,000 |
| Pretax income | 72,000 | 88,000 | 199,000 | 36,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 88,000 | 199,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,138,000 | 26,927,000 | 27,106,000 | 27,015,000 |
| Total capital | 26,052,000 | 27,979,000 | 28,286,000 | 28,636,000 |
| Risk-weighted assets | 89,355,000 | 100,593,000 | 114,569,000 | 134,825,000 |