Call reports 2006
BANK OF GEORGETOWN — 2006
What BANK OF GEORGETOWN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 68,398,000 | 143,038,000 | 105,925,000 | 110,948,000 |
| Total loans | 36,889,000 | 52,163,000 | 61,169,000 | 66,324,000 |
| Allowance for loan losses | 286,000 | 410,000 | 538,000 | 834,000 |
| Securities available for sale | 8,806,000 | 14,373,000 | 21,342,000 | 25,053,000 |
| Securities held to maturity | 16,959,000 | 16,518,000 | 15,526,000 | 14,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,973,000 | 121,562,000 | 86,959,000 | 91,153,000 |
| Interest-bearing deposits | 41,632,000 | 109,170,000 | 69,302,000 | 67,228,000 |
| Noninterest-bearing deposits | 8,341,000 | 12,392,000 | 17,657,000 | 23,925,000 |
| Equity capital | 12,006,000 | 11,763,000 | 12,147,000 | 11,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 881,000 | 2,116,000 | 3,895,000 | 5,562,000 |
| Interest expense | 323,000 | 799,000 | 1,619,000 | 2,294,000 |
| Net interest income | 558,000 | 1,317,000 | 2,276,000 | 3,268,000 |
| Noninterest income | 33,000 | 74,000 | 115,000 | 166,000 |
| Noninterest expense | 825,000 | 1,579,000 | 2,399,000 | 3,580,000 |
| Provision for loan losses | 66,000 | 190,000 | 318,000 | 614,000 |
| Pretax income | -300,000 | -378,000 | -326,000 | -713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -300,000 | -378,000 | -326,000 | -713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,077,000 | 11,999,000 | 12,051,000 | 11,838,000 |
| Total capital | 12,367,000 | 12,415,000 | 12,597,000 | 12,672,000 |
| Risk-weighted assets | 41,755,000 | 67,287,000 | 69,815,000 | 77,184,000 |