Call reports 2005
BANK OF GEORGETOWN — 2005
What BANK OF GEORGETOWN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 22,177,000 | 36,842,000 | 56,462,000 |
| Total loans | 3,579,000 | 18,683,000 | 28,147,000 |
| Allowance for loan losses | 35,000 | 150,000 | 220,000 |
| Securities available for sale | 1,499,000 | 1,491,000 | 6,400,000 |
| Securities held to maturity | 9,865,000 | 9,784,000 | 14,784,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 6,828,000 | 20,841,000 | 42,873,000 |
| Interest-bearing deposits | 6,113,000 | 15,396,000 | 27,883,000 |
| Noninterest-bearing deposits | 715,000 | 5,445,000 | 14,990,000 |
| Equity capital | 13,131,000 | 12,595,000 | 12,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 84,000 | 387,000 | 994,000 |
| Interest expense | 13,000 | 90,000 | 243,000 |
| Net interest income | 71,000 | 297,000 | 751,000 |
| Noninterest income | 119,000 | 136,000 | 163,000 |
| Noninterest expense | 1,301,000 | 2,057,000 | 2,922,000 |
| Provision for loan losses | 35,000 | 150,000 | 220,000 |
| Pretax income | -1,146,000 | -1,774,000 | -2,228,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,146,000 | -1,774,000 | -2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 13,130,000 | 12,602,000 | 12,377,000 |
| Total capital | 13,165,000 | 12,752,000 | 12,600,000 |
| Risk-weighted assets | 8,164,000 | 20,219,000 | 31,498,000 |