Call reports 2002
FIRST TEAM BANK — 2002
What FIRST TEAM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 212,058,000 | 218,579,000 | 228,427,000 | 222,467,000 |
| Total loans | 104,178,000 | 100,054,000 | 91,240,000 | 96,597,000 |
| Allowance for loan losses | 1,146,000 | 1,053,000 | 1,411,000 | 1,221,000 |
| Securities available for sale | 90,856,000 | 95,887,000 | 114,673,000 | 106,047,000 |
| Securities held to maturity | 1,569,000 | 1,567,000 | 1,503,000 | 1,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,220,000 | 191,780,000 | 201,462,000 | 196,848,000 |
| Interest-bearing deposits | 163,998,000 | 174,466,000 | 183,819,000 | 180,763,000 |
| Noninterest-bearing deposits | 19,222,000 | 17,314,000 | 17,643,000 | 16,085,000 |
| Equity capital | 18,237,000 | 19,375,000 | 19,827,000 | 19,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 5,992,000 | 9,012,000 | 11,878,000 |
| Interest expense | 1,487,000 | 2,834,000 | 4,250,000 | 5,576,000 |
| Net interest income | 1,554,000 | 3,158,000 | 4,762,000 | 6,302,000 |
| Noninterest income | 175,000 | 387,000 | 574,000 | 820,000 |
| Noninterest expense | 1,160,000 | 2,356,000 | 3,582,000 | 4,753,000 |
| Provision for loan losses | 45,000 | 120,000 | 459,000 | 459,000 |
| Pretax income | 533,000 | 1,094,000 | 1,336,000 | 1,998,000 |
| Income tax | 56,000 | 118,000 | 80,000 | 259,000 |
| Net income | 477,000 | 976,000 | 1,256,000 | 1,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,553,000 | 16,110,000 | 16,507,000 | 16,397,000 |
| Total capital | 16,699,000 | 17,163,000 | 17,918,000 | 17,618,000 |
| Risk-weighted assets | 141,836,000 | 145,592,000 | 141,549,000 | 151,244,000 |