Call reports 2001
FIRST TEAM BANK — 2001
What FIRST TEAM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 209,727,000 | 211,598,000 | 211,051,000 | 215,134,000 |
| Total loans | 105,601,000 | 105,268,000 | 107,926,000 | 107,854,000 |
| Allowance for loan losses | 1,140,000 | 1,165,000 | 1,201,000 | 1,098,000 |
| Securities available for sale | 79,079,000 | 82,296,000 | 89,301,000 | 86,862,000 |
| Securities held to maturity | 1,751,000 | 1,978,000 | 1,977,000 | 1,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,995,000 | 182,921,000 | 181,305,000 | 186,546,000 |
| Interest-bearing deposits | 163,237,000 | 164,317,000 | 163,417,000 | 166,858,000 |
| Noninterest-bearing deposits | 17,758,000 | 18,604,000 | 17,888,000 | 19,688,000 |
| Equity capital | 17,568,000 | 17,707,000 | 18,947,000 | 17,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 7,028,000 | 10,544,000 | 13,805,000 |
| Interest expense | 2,248,000 | 4,497,000 | 6,630,000 | 8,475,000 |
| Net interest income | 1,186,000 | 2,531,000 | 3,914,000 | 5,330,000 |
| Noninterest income | 120,000 | 312,000 | 565,000 | 769,000 |
| Noninterest expense | 869,000 | 2,053,000 | 3,150,000 | 4,294,000 |
| Provision for loan losses | 44,000 | 80,000 | 116,000 | 152,000 |
| Pretax income | 409,000 | 726,000 | 1,258,000 | 1,123,000 |
| Income tax | 13,000 | 0 | 60,000 | -112,000 |
| Net income | 396,000 | 726,000 | 1,198,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,789,000 | 15,262,000 | 15,778,000 | 15,149,000 |
| Total capital | 15,929,000 | 16,427,000 | 16,979,000 | 16,247,000 |
| Risk-weighted assets | 135,329,000 | 133,459,000 | 139,123,000 | 140,409,000 |