Call reports 2016
COMMUNITY BANK, N.A. — 2016
What COMMUNITY BANK, N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 50,881,000 |
| Total loans | 28,834,000 |
| Allowance for loan losses | 400,000 |
| Securities available for sale | 20,000 |
| Securities held to maturity | 3,000 |
| Trading assets | 0 |
| Total deposits | 46,000,000 |
| Interest-bearing deposits | 34,949,000 |
| Noninterest-bearing deposits | 11,051,000 |
| Equity capital | 4,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 541,000 |
| Interest expense | 53,000 |
| Net interest income | 488,000 |
| Noninterest income | 138,000 |
| Noninterest expense | 568,000 |
| Provision for loan losses | -3,000 |
| Pretax income | 61,000 |
| Income tax | 0 |
| Net income | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 4,857,000 |
| Total capital | 5,240,000 |
| Risk-weighted assets | 30,598,000 |