Call reports 2014
COMMUNITY BANK, N.A. — 2014
What COMMUNITY BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,300,000 | 51,596,000 | 50,639,000 | 50,487,000 |
| Total loans | 29,627,000 | 29,807,000 | 29,816,000 | 28,817,000 |
| Allowance for loan losses | 599,000 | 406,000 | 406,000 | 404,000 |
| Securities available for sale | 944,000 | 692,000 | 693,000 | 565,000 |
| Securities held to maturity | 5,000 | 4,000 | 4,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,079,000 | 46,273,000 | 45,873,000 | 45,752,000 |
| Interest-bearing deposits | 36,107,000 | 36,024,000 | 35,616,000 | 35,682,000 |
| Noninterest-bearing deposits | 9,972,000 | 10,249,000 | 10,257,000 | 10,070,000 |
| Equity capital | 5,101,000 | 5,164,000 | 4,553,000 | 4,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,182,000 | 1,778,000 | 2,355,000 |
| Interest expense | 73,000 | 144,000 | 209,000 | 273,000 |
| Net interest income | 522,000 | 1,038,000 | 1,569,000 | 2,082,000 |
| Noninterest income | 132,000 | 132,000 | 270,000 | 406,000 |
| Noninterest expense | 501,000 | 1,051,000 | 1,532,000 | 2,067,000 |
| Provision for loan losses | 0 | -200,000 | -200,000 | -200,000 |
| Pretax income | 153,000 | 319,000 | 507,000 | 620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 319,000 | 507,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,101,000 | 5,165,000 | 4,552,000 | 4,665,000 |
| Total capital | 5,506,000 | 5,569,000 | 4,958,000 | 5,063,000 |
| Risk-weighted assets | 32,219,000 | 32,348,000 | 32,851,000 | 31,806,000 |