Call reports 2012
COMMUNITY BANK, N.A. — 2012
What COMMUNITY BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,954,000 | 52,457,000 | 50,850,000 | 49,671,000 |
| Total loans | 32,730,000 | 32,347,000 | 32,101,000 | 31,520,000 |
| Allowance for loan losses | 652,000 | 700,000 | 671,000 | 590,000 |
| Securities available for sale | 1,720,000 | 1,714,000 | 1,891,000 | 1,881,000 |
| Securities held to maturity | 10,000 | 9,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,866,000 | 47,279,000 | 45,522,000 | 44,526,000 |
| Interest-bearing deposits | 38,104,000 | 37,436,000 | 36,935,000 | 36,208,000 |
| Noninterest-bearing deposits | 8,762,000 | 9,843,000 | 8,587,000 | 8,318,000 |
| Equity capital | 4,841,000 | 4,900,000 | 5,015,000 | 4,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,398,000 | 2,070,000 | 2,734,000 |
| Interest expense | 113,000 | 221,000 | 324,000 | 423,000 |
| Net interest income | 592,000 | 1,177,000 | 1,746,000 | 2,311,000 |
| Noninterest income | 137,000 | 289,000 | 452,000 | 587,000 |
| Noninterest expense | 555,000 | 1,119,000 | 1,629,000 | 2,183,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 73,000 |
| Pretax income | 173,000 | 341,000 | 563,000 | 656,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 341,000 | 563,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,793,000 | 4,857,000 | 4,975,000 | 4,964,000 |
| Total capital | 5,228,000 | 5,290,000 | 5,396,000 | 5,374,000 |
| Risk-weighted assets | 34,561,000 | 34,354,000 | 33,451,000 | 32,637,000 |