Call reports 2011
COMMUNITY BANK, N.A. — 2011
What COMMUNITY BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,315,000 | 52,818,000 | 51,907,000 | 51,218,000 |
| Total loans | 35,278,000 | 34,799,000 | 34,086,000 | 34,411,000 |
| Allowance for loan losses | 644,000 | 674,000 | 657,000 | 632,000 |
| Securities available for sale | 3,898,000 | 3,699,000 | 2,800,000 | 2,655,000 |
| Securities held to maturity | 13,000 | 12,000 | 11,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,314,000 | 47,689,000 | 46,657,000 | 46,152,000 |
| Interest-bearing deposits | 40,086,000 | 38,717,000 | 38,148,000 | 38,172,000 |
| Noninterest-bearing deposits | 7,228,000 | 8,972,000 | 8,509,000 | 7,980,000 |
| Equity capital | 4,701,000 | 4,794,000 | 4,872,000 | 4,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,548,000 | 2,301,000 | 3,052,000 |
| Interest expense | 147,000 | 283,000 | 414,000 | 534,000 |
| Net interest income | 626,000 | 1,265,000 | 1,887,000 | 2,518,000 |
| Noninterest income | 115,000 | 250,000 | 401,000 | 509,000 |
| Noninterest expense | 534,000 | 1,098,000 | 1,678,000 | 2,216,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 198,000 | 393,000 | 572,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 393,000 | 572,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,628,000 | 4,718,000 | 4,794,000 | 4,776,000 |
| Total capital | 5,089,000 | 5,177,000 | 5,243,000 | 5,227,000 |
| Risk-weighted assets | 36,728,000 | 36,476,000 | 35,698,000 | 35,932,000 |