Call reports 2001
COMMUNITY BANK, N.A. — 2001
What COMMUNITY BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,340,000 | 38,547,000 | 37,349,000 | 36,011,000 |
| Total loans | 28,671,000 | 27,651,000 | 28,049,000 | 27,084,000 |
| Allowance for loan losses | 340,000 | 333,000 | 344,000 | 275,000 |
| Securities available for sale | 4,577,000 | 4,582,000 | 4,668,000 | 4,645,000 |
| Securities held to maturity | 433,000 | 427,000 | 382,000 | 377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,814,000 | 33,900,000 | 33,723,000 | 32,511,000 |
| Interest-bearing deposits | 30,431,000 | 30,193,000 | 30,276,000 | 28,802,000 |
| Noninterest-bearing deposits | 3,383,000 | 3,707,000 | 3,447,000 | 3,709,000 |
| Equity capital | 3,272,000 | 3,348,000 | 3,238,000 | 3,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,695,000 | 2,530,000 | 3,341,000 |
| Interest expense | 420,000 | 827,000 | 1,199,000 | 1,506,000 |
| Net interest income | 432,000 | 868,000 | 1,331,000 | 1,835,000 |
| Noninterest income | 79,000 | 176,000 | 262,000 | 340,000 |
| Noninterest expense | 401,000 | 812,000 | 1,220,000 | 1,778,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 119,000 | 226,000 | 352,000 | 361,000 |
| Income tax | 43,000 | 81,000 | 126,000 | 117,000 |
| Net income | 76,000 | 145,000 | 226,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,241,000 | 3,310,000 | 3,158,000 | 3,177,000 |
| Total capital | 3,581,000 | 3,643,000 | 3,502,000 | 3,452,000 |
| Risk-weighted assets | 28,244,000 | 27,474,000 | 27,495,000 | 26,468,000 |