Call reports 2019
ADVANTAGE BANK — 2019
What ADVANTAGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 58,108,000 | 57,297,000 | 58,055,000 |
| Total loans | 35,312,000 | 33,377,000 | 33,822,000 |
| Allowance for loan losses | 367,000 | 285,000 | 425,000 |
| Securities available for sale | 14,219,000 | 16,248,000 | 14,776,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 50,276,000 | 49,302,000 | 50,066,000 |
| Interest-bearing deposits | 37,938,000 | 36,536,000 | 37,377,000 |
| Noninterest-bearing deposits | 12,338,000 | 12,766,000 | 12,689,000 |
| Equity capital | 7,805,000 | 7,962,000 | 7,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 733,000 | 1,489,000 | 2,250,000 |
| Interest expense | 119,000 | 251,000 | 368,000 |
| Net interest income | 614,000 | 1,238,000 | 1,882,000 |
| Noninterest income | 141,000 | 227,000 | 341,000 |
| Noninterest expense | 717,000 | 1,485,000 | 2,193,000 |
| Provision for loan losses | 5,000 | 37,000 | 178,000 |
| Pretax income | 33,000 | -57,000 | -148,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 33,000 | -57,000 | -148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 7,929,000 | 7,840,000 | 7,748,000 |
| Total capital | 8,296,000 | 8,125,000 | 8,173,000 |
| Risk-weighted assets | 42,786,000 | 40,585,000 | 39,670,000 |