Call reports 2016
ADVANTAGE BANK — 2016
What ADVANTAGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,437,000 | 62,611,000 | 63,206,000 | 61,295,000 |
| Total loans | 45,938,000 | 46,469,000 | 49,426,000 | 47,719,000 |
| Allowance for loan losses | 380,000 | 362,000 | 382,000 | 411,000 |
| Securities available for sale | 11,668,000 | 9,829,000 | 9,941,000 | 9,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,952,000 | 51,768,000 | 51,049,000 | 50,627,000 |
| Interest-bearing deposits | 38,821,000 | 39,329,000 | 38,766,000 | 38,240,000 |
| Noninterest-bearing deposits | 13,131,000 | 12,439,000 | 12,283,000 | 12,387,000 |
| Equity capital | 7,502,000 | 7,673,000 | 7,760,000 | 7,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,681,000 | 2,560,000 | 3,440,000 |
| Interest expense | 34,000 | 73,000 | 111,000 | 150,000 |
| Net interest income | 792,000 | 1,608,000 | 2,449,000 | 3,290,000 |
| Noninterest income | 133,000 | 266,000 | 413,000 | 539,000 |
| Noninterest expense | 715,000 | 1,441,000 | 2,216,000 | 3,021,000 |
| Provision for loan losses | 10,000 | 15,000 | 45,000 | 85,000 |
| Pretax income | 205,000 | 428,000 | 611,000 | 742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 428,000 | 611,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,318,000 | 7,460,000 | 7,561,000 | 7,566,000 |
| Total capital | 7,698,000 | 7,822,000 | 7,943,000 | 7,977,000 |
| Risk-weighted assets | 53,092,000 | 56,892,000 | 62,608,000 | 61,438,000 |