Call reports 2015
ADVANTAGE BANK — 2015
What ADVANTAGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,998,000 | 55,980,000 | 59,516,000 | 60,010,000 |
| Total loans | 37,257,000 | 37,016,000 | 40,135,000 | 42,978,000 |
| Allowance for loan losses | 419,000 | 416,000 | 417,000 | 392,000 |
| Securities available for sale | 15,620,000 | 15,292,000 | 15,298,000 | 13,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,600,000 | 48,299,000 | 49,284,000 | 50,235,000 |
| Interest-bearing deposits | 37,417,000 | 36,019,000 | 36,275,000 | 37,355,000 |
| Noninterest-bearing deposits | 12,183,000 | 12,280,000 | 13,009,000 | 12,880,000 |
| Equity capital | 7,336,000 | 7,268,000 | 7,353,000 | 7,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,472,000 | 2,234,000 | 3,034,000 |
| Interest expense | 31,000 | 61,000 | 94,000 | 128,000 |
| Net interest income | 709,000 | 1,411,000 | 2,140,000 | 2,906,000 |
| Noninterest income | 140,000 | 275,000 | 402,000 | 536,000 |
| Noninterest expense | 684,000 | 1,359,000 | 2,062,000 | 2,783,000 |
| Provision for loan losses | 10,000 | 20,000 | 25,000 | 30,000 |
| Pretax income | 155,000 | 307,000 | 455,000 | 633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 307,000 | 455,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,112,000 | 7,098,000 | 7,177,000 | 7,213,000 |
| Total capital | 7,531,000 | 7,514,000 | 7,594,000 | 7,605,000 |
| Risk-weighted assets | 46,571,000 | 50,710,000 | 48,536,000 | 53,376,000 |