Call reports 2014
ADVANTAGE BANK — 2014
What ADVANTAGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 59,001,000 | 60,886,000 | 58,651,000 | 57,911,000 |
| Total loans | 33,191,000 | 34,063,000 | 35,410,000 | 38,191,000 |
| Allowance for loan losses | 394,000 | 395,000 | 405,000 | 413,000 |
| Securities available for sale | 22,264,000 | 22,478,000 | 19,546,000 | 15,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,088,000 | 53,941,000 | 49,518,000 | 50,740,000 |
| Interest-bearing deposits | 38,630,000 | 41,873,000 | 37,467,000 | 38,920,000 |
| Noninterest-bearing deposits | 13,458,000 | 12,068,000 | 12,051,000 | 11,820,000 |
| Equity capital | 6,847,000 | 6,860,000 | 6,969,000 | 7,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,377,000 | 2,093,000 | 2,832,000 |
| Interest expense | 49,000 | 95,000 | 134,000 | 168,000 |
| Net interest income | 646,000 | 1,282,000 | 1,959,000 | 2,664,000 |
| Noninterest income | 146,000 | 296,000 | 451,000 | 593,000 |
| Noninterest expense | 662,000 | 1,375,000 | 2,050,000 | 2,712,000 |
| Provision for loan losses | 15,000 | 35,000 | 55,000 | 85,000 |
| Pretax income | 115,000 | 160,000 | 297,000 | 465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 115,000 | 160,000 | 297,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,826,000 | 6,728,000 | 6,842,000 | 6,956,000 |
| Total capital | 7,220,000 | 7,123,000 | 7,247,000 | 7,369,000 |
| Risk-weighted assets | 34,953,000 | 39,117,000 | 37,628,000 | 39,529,000 |