Call reports 2013
ADVANTAGE BANK — 2013
What ADVANTAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,884,000 | 57,107,000 | 59,515,000 | 60,529,000 |
| Total loans | 36,627,000 | 36,169,000 | 35,592,000 | 34,250,000 |
| Allowance for loan losses | 416,000 | 419,000 | 413,000 | 394,000 |
| Securities available for sale | 15,262,000 | 16,062,000 | 19,057,000 | 19,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,058,000 | 50,417,000 | 52,742,000 | 53,757,000 |
| Interest-bearing deposits | 36,376,000 | 36,915,000 | 38,147,000 | 39,471,000 |
| Noninterest-bearing deposits | 13,682,000 | 13,502,000 | 14,595,000 | 14,286,000 |
| Equity capital | 6,757,000 | 6,596,000 | 6,642,000 | 6,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,476,000 | 2,208,000 | 2,940,000 |
| Interest expense | 67,000 | 126,000 | 181,000 | 240,000 |
| Net interest income | 663,000 | 1,350,000 | 2,027,000 | 2,700,000 |
| Noninterest income | 157,000 | 320,000 | 468,000 | 608,000 |
| Noninterest expense | 632,000 | 1,279,000 | 1,928,000 | 2,578,000 |
| Provision for loan losses | 5,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 183,000 | 382,000 | 558,000 | 721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 382,000 | 558,000 | 721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,504,000 | 6,612,000 | 6,697,000 | 6,712,000 |
| Total capital | 6,920,000 | 7,031,000 | 7,110,000 | 7,106,000 |
| Risk-weighted assets | 37,111,000 | 36,521,000 | 37,137,000 | 35,959,000 |