Call reports 2012
ADVANTAGE BANK — 2012
What ADVANTAGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,603,000 | 55,036,000 | 54,177,000 | 55,554,000 |
| Total loans | 35,592,000 | 35,138,000 | 35,375,000 | 36,161,000 |
| Allowance for loan losses | 405,000 | 447,000 | 434,000 | 421,000 |
| Securities available for sale | 13,385,000 | 15,122,000 | 15,215,000 | 15,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,152,000 | 48,323,000 | 46,779,000 | 48,772,000 |
| Interest-bearing deposits | 36,949,000 | 36,292,000 | 34,757,000 | 36,090,000 |
| Noninterest-bearing deposits | 12,203,000 | 12,031,000 | 12,022,000 | 12,682,000 |
| Equity capital | 6,378,000 | 6,623,000 | 6,797,000 | 6,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,470,000 | 2,206,000 | 2,960,000 |
| Interest expense | 71,000 | 144,000 | 214,000 | 286,000 |
| Net interest income | 657,000 | 1,326,000 | 1,992,000 | 2,674,000 |
| Noninterest income | 173,000 | 352,000 | 526,000 | 692,000 |
| Noninterest expense | 690,000 | 1,373,000 | 2,021,000 | 2,700,000 |
| Provision for loan losses | 90,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 265,000 | 409,000 | 601,000 | 770,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 409,000 | 601,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,263,000 | 6,346,000 | 6,478,000 | 6,410,000 |
| Total capital | 6,668,000 | 6,793,000 | 6,912,000 | 6,831,000 |
| Risk-weighted assets | 36,748,000 | 36,003,000 | 36,125,000 | 36,096,000 |