Call reports 2010
ADVANTAGE BANK — 2010
What ADVANTAGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 52,102,000 | 49,084,000 | 48,228,000 | 50,041,000 |
| Total loans | 35,020,000 | 35,415,000 | 33,506,000 | 33,160,000 |
| Allowance for loan losses | 573,000 | 584,000 | 539,000 | 533,000 |
| Securities available for sale | 10,055,000 | 10,233,000 | 9,886,000 | 10,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,239,000 | 41,274,000 | 42,039,000 | 43,944,000 |
| Interest-bearing deposits | 35,132,000 | 30,709,000 | 31,245,000 | 34,104,000 |
| Noninterest-bearing deposits | 11,107,000 | 10,565,000 | 10,794,000 | 9,840,000 |
| Equity capital | 5,799,000 | 5,938,000 | 6,105,000 | 6,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,372,000 | 2,051,000 | 2,725,000 |
| Interest expense | 75,000 | 149,000 | 220,000 | 290,000 |
| Net interest income | 608,000 | 1,223,000 | 1,831,000 | 2,435,000 |
| Noninterest income | 235,000 | 445,000 | 653,000 | 899,000 |
| Noninterest expense | 720,000 | 1,400,000 | 2,099,000 | 2,781,000 |
| Provision for loan losses | 50,000 | 80,000 | 80,000 | 90,000 |
| Pretax income | 106,000 | 262,000 | 426,000 | 638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 262,000 | 426,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,613,000 | 5,692,000 | 5,780,000 | 5,915,000 |
| Total capital | 6,068,000 | 6,145,000 | 6,205,000 | 6,331,000 |
| Risk-weighted assets | 36,293,000 | 36,148,000 | 33,895,000 | 33,194,000 |