Call reports 2009
ADVANTAGE BANK — 2009
What ADVANTAGE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,589,000 | 46,822,000 | 48,467,000 | 50,847,000 |
| Total loans | 34,985,000 | 33,775,000 | 35,205,000 | 36,150,000 |
| Allowance for loan losses | 466,000 | 488,000 | 515,000 | 534,000 |
| Securities available for sale | 8,658,000 | 8,655,000 | 9,855,000 | 9,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,990,000 | 41,245,000 | 42,597,000 | 45,007,000 |
| Interest-bearing deposits | 31,038,000 | 29,941,000 | 31,083,000 | 34,207,000 |
| Noninterest-bearing deposits | 11,952,000 | 11,304,000 | 11,514,000 | 10,800,000 |
| Equity capital | 5,524,000 | 5,485,000 | 5,711,000 | 5,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,414,000 | 2,134,000 | 2,849,000 |
| Interest expense | 109,000 | 199,000 | 285,000 | 363,000 |
| Net interest income | 612,000 | 1,215,000 | 1,849,000 | 2,486,000 |
| Noninterest income | 225,000 | 468,000 | 725,000 | 965,000 |
| Noninterest expense | 740,000 | 1,412,000 | 2,097,000 | 2,806,000 |
| Provision for loan losses | 50,000 | 115,000 | 170,000 | 210,000 |
| Pretax income | 253,000 | 373,000 | 530,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 373,000 | 530,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,450,000 | 5,486,000 | 5,550,000 | 5,583,000 |
| Total capital | 5,904,000 | 5,906,000 | 5,991,000 | 6,033,000 |
| Risk-weighted assets | 36,312,000 | 33,825,000 | 35,201,000 | 35,928,000 |